PROVIDING WORKING CAPITAL TO HELP YOUR COMPANY GROW.

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YOU’LL HAVE TO FIND SOMETHING ELSE TO STRESS ABOUT.

From now on, it won’t be Cashflow.

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BETTER DECISIONS FOR YOUR BUSINESS

Factor for less with a bank

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DO WHAT YOU LOVE. WE’LL DO THE REST.

Spend more time focusing on your business, and less time worrying about Cashflow.

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WE’LL MANAGE THE CASH FLOW, YOU MANAGE YOUR BUSINESS.

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WHY SHARE?

Factor receivables instead of giving up equity.

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Businesses often need more cash than they have on hand. Gulf Coast Business Credit can provide immediate assistance by turning your accounts receivable into cash. Accounts Receivable Financing with GCBC allows you to focus on what you do best: service your customers and generate new business. With proper financing today, you can get where you want to be tomorrow.

Gulf Coast Business Credit is the Accounts Receivable Finance and Asset-Based Lending Division of Gulf Coast Bank & Trust Co. As a division of a bank, GCBC doesn’t rely on financing from outside sources, giving us lower cost of funds, which is passed on to our clients in the form of lower fees.

What is Factoring?

It's no secret that cash flow is the lifeblood of every business. Successful businesses require consistent cash for ongoing operations and additional cash reserves to fund growth opportunities. Maintaining sufficient cash can be difficult for new businesses and businesses experiencing rapid growth. Gulf Coast Business Credit can provide immediate assistance by turning your accounts receivable into cash.

In accounts receivable finance, otherwise known as factoring, GCBC considers your customer’s ability to pay, not yours. The biggest attraction to factoring is not being held captive by slow-paying customers.

Factoring with GCBC lets you turn your invoices into cash that can immediately be used to meet payroll and other expenses

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What is Factoring?

Why GCBC?

Gulf Coast Business Credit is a division of Gulf Coast Bank & Trust Co., an FDIC-insured bank located in New Orleans, Louisiana. As a division of the bank, we are a direct lender and do not have to rely on financing from other sources.

Lower Rates

This enables GCBC to offer a wider variety of customer solutions and more funding capacity than traditional factors. It also ensures that GCBC has a lower cost of funds than the majority of their competitors. This lower cost is passed on to GCBC clients in the form of lower fees. As a result, GCBC offers the most competitive rates in the industry.

Gulf Coast Business Credit services all industries, but specializes in:

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