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Who We Are

Gulf Coast Business Credit is the Factoring Division of Gulf Coast Bank & Trust Company specializing in accounts receivable financing. Gulf Coast Bank, an FDIC insured financial institution, is a $900 million community bank, well capitalized with 60 million in equity and assets.

Gulf Coast Business Credit is one of the largest factors of receivables in the South/Southeast and buys over $1 Billion per year in receivables. GCBC is one of the 20 largest factors of receivables in the nation, with offices in Colorado, Georgia, Louisiana, Tennessee and Texas. GCBC also has a division devoted solely to the unique needs of companies in the Transportation Industry.

Gulf Coast Business Credit is basically in the business of managing companies' accounts receivable functioning. GCBC provides the services of its credit department, and assists in collections of accounts receivable. GCBC also posts payments and provides a variety of online accounts receivable reports and management tools. GCBC speeds up and streamlines the collections process.

Established in 2000, Gulf Coast Business Credit has access to credit info on over 11,000 debtors.