Q: What is factoring?
A: Factoring is the term used to describe the sale of invoices or accounts receivable.

Q: Who factors with GCBC?
A: Gulf Coast factors most business to business receivables. We have over 10 years experience in  factoring and offer the best service and pricing in the industry.

Q: Do I have to make a long term commitment?
A: No, we don’t believe that we need to handcuff clients with long term contracts. We believe that our service and pricing are the best in the industry and you will want to continue doing business with us.

Q: Are there monthly minimums?
A: No. You should only factor the invoices you need to meet your cash flow needs.

Q: How do I get started?
A: Complete the application on this website and fax it to us at (985)-626-6980. Once you are approved we will fax, email or overnight deliver the documents you need to start converting your invoices to cash.

Q: How long does it take to get my money?
A: We fund on invoices the same day we receive them. Cash is wired directly into your bank account the same day we receive completed invoices from you.

Q: How much does it cost?
A: We’re not competitive, we are the competition. Because of our bank affiliation, Gulf Coast has a less expensive cost of funds than most factoring companies, and we pass those savings along to you in the form of lower fees. There are also no hidden fees and clients also get the services of our credit department and lockbox services at no additional cost.